body{
margin:0;
font-family:Arial;
background:#f6f6f6;
color:#222;
}


.topbar{
background:#d90f1f;
text-align:center;
padding:10px;
}

.topbar a{
color:white;
margin:0 10px;
font-size:13px;
font-weight:bold;
}


.warning{
background:#eee;
text-align:center;
padding:12px;
font-size:14px;
}


header{
background:white;
border-bottom:1px solid #ddd;
}

.header-container{
max-width:1200px;
margin:auto;
display:flex;
justify-content:space-between;
align-items:center;
padding:15px;
}


.logo{
display:flex;
align-items:center;
gap:10px;
}

.logo img{
width:50px;
}

.logo-text strong{
display:block;
font-size:20px;
}

.logo-text span{
font-size:12px;
color:#777;
}


.menu{
display:flex;
gap:18px;
align-items:center;
}

.menu a{
text-decoration:none;
color:#222;
font-weight:bold;
}


.hero{
text-align:center;
padding:80px 20px;
background:linear-gradient(#fff,#f1f1f1);
}

.hero h1{
color:#d90f1f;
font-size:52px;
margin-bottom:10px;
}

.hero h2{
font-size:28px;
margin-bottom:20px;
}

.hero p{
max-width:700px;
margin:auto;
margin-bottom:25px;
}

.cta{
background:#d90f1f;
color:white;
padding:14px 28px;
text-decoration:none;
border-radius:6px;
font-weight:bold;
}


.cards{
display:grid;
grid-template-columns:1fr 1fr;
gap:20px;
max-width:1100px;
margin:40px auto;
}

.card{
background:white;
padding:25px;
border-radius:10px;
box-shadow:0 5px 15px rgba(0,0,0,0.08);
}


.grid{
display:grid;
grid-template-columns:repeat(3,1fr);
gap:20px;
max-width:1100px;
margin:40px auto;
}

.box{
background:white;
padding:20px;
border-radius:10px;
box-shadow:0 5px 15px rgba(0,0,0,0.08);
}

.box a{
display:inline-block;
margin-top:10px;
background:#d90f1f;
color:white;
padding:8px 15px;
text-decoration:none;
border-radius:5px;
}


.taeg{
max-width:900px;
margin:60px auto;
background:white;
padding:25px;
border-radius:10px;
}


footer{
background:#d90f1f;
color:white;
text-align:center;
padding:30px;
margin-top:40px;
}

.footer-links a{
color:white;
margin:0 10px;
font-weight:bold;
}


/* dropdown */

.dropdown{
position:relative;
}

.dropbtn{
background:none;
border:none;
font-weight:bold;
cursor:pointer;
}

.dropdown-content{
display:none;
position:absolute;
background:white;
box-shadow:0 5px 15px rgba(0,0,0,0.15);
top:30px;
min-width:200px;
}

.dropdown-content a{
display:block;
padding:10px;
color:#222;
}

.dropdown:hover .dropdown-content{
display:block;
}

body{
margin:0;
font-family:Arial;
background:linear-gradient(#ffffff,#f3f5f9);
color:#222;
}

.hero{

text-align:center;

padding:100px 20px;

background:
radial-gradient(circle at top, rgba(217,15,31,0.18), transparent 60%),
linear-gradient(#ffffff,#f4f6fb);

}

.box{

background:white;

padding:25px;

border-radius:16px;

border:1px solid #eee;

box-shadow:0 12px 30px rgba(0,0,0,0.08);

transition:0.25s;

}

.box:hover{

transform:translateY(-6px);

box-shadow:0 20px 40px rgba(0,0,0,0.12);

}

.box a,
.cta{

background:linear-gradient(135deg,#ff4d5d,#d90f1f);

color:white;

padding:10px 18px;

border-radius:8px;

text-decoration:none;

font-weight:bold;

box-shadow:0 8px 20px rgba(217,15,31,0.35);

}

body{
margin:0;
font-family:Arial, Helvetica, sans-serif;

background:
linear-gradient(180deg,#ffffff 0%,#f3f5f9 60%,#eef1f7 100%);

color:#222;
}

.hero{

text-align:center;

padding:110px 20px;

background:
radial-gradient(circle at center,
rgba(217,15,31,0.18) 0%,
rgba(217,15,31,0.08) 35%,
transparent 70%);

}

.box{

background:white;

padding:24px;

border-radius:18px;

border:1px solid #ececec;

box-shadow:0 10px 30px rgba(0,0,0,0.08);

transition:all 0.25s ease;

}

.box:hover{

transform:translateY(-6px);

box-shadow:0 20px 40px rgba(0,0,0,0.12);

}

.cta,
.box a{

background:linear-gradient(135deg,#ff5c6a,#d90f1f);

color:white;

padding:10px 18px;

border-radius:10px;

text-decoration:none;

font-weight:700;

box-shadow:0 8px 20px rgba(217,15,31,0.35);

transition:0.2s;

}

.cta:hover,
.box a:hover{

transform:translateY(-2px);

box-shadow:0 12px 25px rgba(217,15,31,0.45);

}

.icon{

font-size:34px;

margin-bottom:12px;

display:inline-block;

background:#fff1f2;

padding:10px;

border-radius:10px;

}

*{
  box-sizing:border-box;
}

html,body{
  margin:0;
  padding:0;
  font-family:Arial, Helvetica, sans-serif;
  background:
    linear-gradient(180deg,#ffffff 0%,#f6f7fb 55%,#eef1f7 100%);
  color:#1f2937;
}

a{
  text-decoration:none;
}

img{
  max-width:100%;
  height:auto;
  display:block;
}

.topbar{
  background:linear-gradient(135deg,#ff4d5d 0%, #d90f1f 100%);
  text-align:center;
  padding:10px 14px;
}

.topbar a{
  color:#fff;
  margin:0 10px;
  font-size:13px;
  font-weight:700;
  display:inline-block;
}

.warning{
  background:#f3f4f6;
  text-align:center;
  padding:11px 16px;
  font-size:13px;
  font-weight:700;
  color:#374151;
  border-bottom:1px solid #e5e7eb;
}

header{
  background:#fff;
  border-bottom:1px solid #ececec;
  position:sticky;
  top:0;
  z-index:20;
}

.header-container{
  max-width:1180px;
  margin:auto;
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:20px;
  padding:16px 18px;
}

.logo{
  display:flex;
  align-items:center;
  gap:12px;
  min-width:0;
}

.logo img{
  width:58px;
}

.logo-text strong{
  display:block;
  font-size:18px;
  line-height:1.05;
  color:#111827;
}

.logo-text span{
  display:block;
  margin-top:3px;
  font-size:12px;
  color:#6b7280;
}

.menu{
  display:flex;
  gap:8px;
  align-items:center;
  flex-wrap:wrap;
  justify-content:flex-end;
}

.menu > a{
  color:#1f2937;
  font-weight:700;
  font-size:15px;
  padding:9px 12px;
  border-radius:10px;
  transition:.2s ease;
}

.menu > a:hover{
  background:#fff1f2;
  color:#d90f1f;
}

.dropdown{
  position:relative;
}

.dropbtn{
  background:none;
  border:none;
  color:#1f2937;
  font-weight:700;
  font-size:15px;
  padding:9px 12px;
  border-radius:10px;
  cursor:pointer;
}

.dropbtn:hover{
  background:#fff1f2;
  color:#d90f1f;
}

.dropdown-content{
  display:none;
  position:absolute;
  top:42px;
  left:0;
  min-width:230px;
  background:#fff;
  border:1px solid #ececec;
  border-radius:14px;
  box-shadow:0 16px 35px rgba(0,0,0,.12);
  padding:8px 0;
  z-index:999;
}

.dropdown-content a{
  display:block;
  padding:11px 16px;
  color:#1f2937;
  font-size:14px;
  font-weight:600;
  white-space:nowrap;
}

.dropdown-content a:hover{
  background:#fff4f5;
  color:#d90f1f;
}

.dropdown:hover .dropdown-content{
  display:block;
}

.hero{
  text-align:center;
  padding:95px 20px 70px;
  background:
    radial-gradient(circle at center, rgba(217,15,31,0.18) 0%, rgba(217,15,31,0.08) 32%, rgba(217,15,31,0) 68%),
    linear-gradient(180deg,#ffffff 0%,#f7f8fc 100%);
}

.hero h1{
  color:#df1726;
  font-size:58px;
  margin:0 0 12px;
  line-height:1.04;
  letter-spacing:-1px;
}

.hero h2{
  font-size:26px;
  margin:0 0 18px;
  color:#2b2b2b;
}

.hero p{
  max-width:760px;
  margin:0 auto 28px;
  color:#5b6472;
  font-size:17px;
  line-height:1.8;
}

.cta{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:54px;
  padding:0 30px;
  background:linear-gradient(135deg,#ff5c6a,#d90f1f);
  color:#fff;
  border-radius:12px;
  font-weight:800;
  box-shadow:0 12px 28px rgba(217,15,31,.30);
  transition:.2s ease;
}

.cta:hover{
  transform:translateY(-2px);
  box-shadow:0 18px 36px rgba(217,15,31,.38);
}

.cards{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:24px;
  max-width:1120px;
  margin:0 auto 42px;
  padding:0 18px;
}

.card{
  position:relative;
  overflow:hidden;
  border-radius:22px;
  padding:28px 24px 24px;
  background:
    linear-gradient(#ffffff,#ffffff) padding-box,
    linear-gradient(135deg,#ff8f98 0%, #eb4150 48%, #c81627 100%) border-box;
  border:2px solid transparent;
  box-shadow:0 14px 30px rgba(0,0,0,.08);
}

.card::after{
  content:"";
  position:absolute;
  right:-40px;
  bottom:-40px;
  width:170px;
  height:170px;
  background:radial-gradient(circle, rgba(217,15,31,.12) 0%, rgba(217,15,31,0) 72%);
  pointer-events:none;
}

.card h3{
  margin:0 0 12px;
  font-size:31px;
  color:#b81624;
  line-height:1.12;
}

.card ul{
  margin:0 0 22px;
  padding-left:20px;
  color:#374151;
  line-height:1.7;
}

.card a{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:46px;
  padding:0 22px;
  border-radius:12px;
  background:linear-gradient(135deg,#ff5c6a,#d90f1f);
  color:#fff;
  font-weight:800;
  box-shadow:0 10px 22px rgba(217,15,31,.24);
}

.grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:22px;
  max-width:1120px;
  margin:0 auto 42px;
  padding:0 18px;
}

.box{
  background:linear-gradient(180deg,#ffffff 0%, #fcfcfd 100%);
  padding:24px 22px 22px;
  border-radius:18px;
  border:1px solid #ececf1;
  box-shadow:0 12px 28px rgba(0,0,0,.07);
  transition:.25s ease;
}

.box:hover{
  transform:translateY(-5px);
  box-shadow:0 18px 38px rgba(0,0,0,.11);
}

.box h3{
  margin:0 0 10px;
  font-size:24px;
  color:#222;
}

.box p{
  margin:0 0 18px;
  color:#5b6472;
  line-height:1.65;
  min-height:52px;
}

.box a{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:42px;
  padding:0 16px;
  background:linear-gradient(135deg,#ff5c6a,#d90f1f);
  color:#fff;
  border-radius:10px;
  font-weight:800;
  font-size:14px;
  box-shadow:0 8px 18px rgba(217,15,31,.24);
}

.taeg{
  max-width:900px;
  margin:0 auto 60px;
  background:#fff;
  padding:28px 24px;
  border-radius:20px;
  border:1px solid #ebedf2;
  box-shadow:0 10px 24px rgba(0,0,0,.05);
}

.taeg h2{
  margin:0 0 12px;
  font-size:30px;
  color:#1f2937;
}

.taeg p,
.taeg ul{
  color:#5b6472;
  line-height:1.8;
}

footer{
  background:linear-gradient(135deg,#d90f1f,#a90b17);
  color:#fff;
  text-align:center;
  padding:34px 20px;
  margin-top:50px;
}

.footer-links{
  margin-bottom:12px;
}

.footer-links a{
  color:#fff;
  margin:0 10px;
  font-weight:700;
  font-size:14px;
}

@media (max-width: 1024px){
  .hero h1{
    font-size:48px;
  }

  .grid{
    grid-template-columns:repeat(2,1fr);
  }
}

@media (max-width: 820px){
  .header-container{
    flex-direction:column;
    align-items:flex-start;
  }

  .menu{
    justify-content:flex-start;
  }

  .cards,
  .grid{
    grid-template-columns:1fr;
  }

  .hero{
    padding:70px 20px 50px;
  }

  .hero h1{
    font-size:40px;
  }
}

@media (max-width: 560px){
  .topbar{
    padding:8px 12px;
  }

  .topbar a{
    margin:0 6px;
    font-size:12px;
  }

  .hero h1{
    font-size:34px;
  }

  .hero h2{
    font-size:22px;
  }

  .card h3{
    font-size:27px;
  }
}

header{
  background:#fff;
  border-bottom:1px solid #ececec;
  position:sticky;
  top:0;
  z-index:20;
}

.header-container{
  max-width:1180px;
  margin:auto;
  display:grid;
  grid-template-columns:220px 1fr;
  align-items:center;
  gap:16px;
  padding:16px 18px;
}

.logo{
  display:flex;
  align-items:center;
  gap:12px;
  min-width:0;
}

.logo img{
  width:58px;
}

.logo-text strong{
  display:block;
  font-size:18px;
  line-height:1.05;
  color:#111827;
}

.logo-text span{
  display:block;
  margin-top:3px;
  font-size:12px;
  color:#6b7280;
}

.menu{
  display:flex;
  gap:4px;
  align-items:center;
  justify-content:center;
  flex-wrap:wrap;
}

.menu > a{
  color:#1f2937;
  font-weight:700;
  font-size:14px;
  padding:8px 10px;
  border-radius:10px;
  transition:.2s ease;
}

.menu > a:hover{
  background:#fff1f2;
  color:#d90f1f;
}

.dropdown{
  position:relative;
}

.dropbtn{
  background:none;
  border:none;
  color:#1f2937;
  font-weight:700;
  font-size:14px;
  padding:8px 10px;
  border-radius:10px;
  cursor:pointer;
}

.dropbtn:hover{
  background:#fff1f2;
  color:#d90f1f;
}

.dropdown-content{
  display:none;
  position:absolute;
  top:42px;
  left:0;
  min-width:230px;
  background:#fff;
  border:1px solid #ececec;
  border-radius:14px;
  box-shadow:0 16px 35px rgba(0,0,0,.12);
  padding:8px 0;
  z-index:999;
}

.dropdown-content a{
  display:block;
  padding:11px 16px;
  color:#1f2937;
  font-size:14px;
  font-weight:600;
  white-space:nowrap;
}

.dropdown-content a:hover{
  background:#fff4f5;
  color:#d90f1f;
}

.dropdown:hover .dropdown-content{
  display:block;
}

.box{
  position:relative;
  overflow:hidden;
  background:linear-gradient(180deg,#ffffff 0%, #fcfcfd 100%);
  padding:24px 22px 22px;
  border-radius:18px;
  border:1px solid #ececf1;
  box-shadow:0 12px 28px rgba(0,0,0,.07);
  transition:.25s ease;
}

.box::before{
  content:"";
  position:absolute;
  top:0;
  left:0;
  right:0;
  height:5px;
  background:linear-gradient(135deg,#ff5c6a,#d90f1f);
}

.box:hover{
  transform:translateY(-5px);
  box-shadow:0 18px 38px rgba(0,0,0,.11);
}

.box h3{
  margin:0 0 10px;
  font-size:24px;
  color:#222;
}

.box p{
  margin:0 0 18px;
  color:#5b6472;
  line-height:1.65;
  min-height:52px;
}

.box a{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:42px;
  padding:0 16px;
  background:linear-gradient(135deg,#ff5c6a,#d90f1f);
  color:#fff;
  border-radius:10px;
  font-weight:800;
  font-size:14px;
  box-shadow:0 8px 18px rgba(217,15,31,.24);
}

.grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:24px;
  max-width:1120px;
  margin:0 auto 42px;
  padding:0 18px;
}

.box-icon{
  width:50px;
  height:50px;
  border-radius:14px;
  background:linear-gradient(135deg,#ffe5e7,#ffd1d6);
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:22px;
  color:#d90f1f;
  margin-bottom:14px;
}

.dropdown{
  position:relative;
  padding-bottom:2px;
}

.table-assurance td:first-child{

color:#d90f1f;

font-weight:700;

}

.table-assurance td:first-child{

color:#d90f1f;
font-weight:700;
font-size:16px;

}

.badge-star{

background:#ffe8a3;

color:#8a6d00;

padding:3px 8px;

border-radius:6px;

font-size:12px;

font-weight:bold;

margin-right:6px;

}

.top-assureur::before{
  content:"⭐ ";
  color:#ffb400;
  font-size:16px;
}